UL insurance is intended for customers seeking a flexible, customizable life insurance policy that combines life coverage with the possibility of cash value growth. It's perfect for consumers who want more control over their premiums and death benefits, with the ability to alter as financial circumstances or aspirations change over time. UL is frequently chosen by persons seeking a balance between insurance protection and the ability to accumulate cash worth that can rise in response to interest rates or market performance.

This protection mechanism allows you to maintain the same standard of living for yourself or your loved ones by providing liquidity in the case of premature death.